3rd World Countries - Loan Giving.

Kiva is a tight program that allows you to send out loans to people in third world countries to provide a way for them to start a business. The idea is to get a bunch of people together and pour their financial resources together to create this micro-loans.

(i.e.) [10] people give a gift of $25.00 - giving that person $250.00

Now, get this - these people pay you back! Not only did you provide them a way to fulfill their entrepreneurial dreams but they give it back! Sometimes you don't get all your money back - but for the most part, they end up doing well and return the loan.

Furthermore, once you receive your money back - you can do the process all over again and give someone else a loan! It's the best idea I have ever heard!

Not only this - you choose who your money goes to - there is a giant list of different countries, then you can narrow the search even more - and then you can read their individual stories and decide who you want to help out! It's super cool!

.Dougles.